Varma Financial Consulting

Vik Varma

About Me

At Varma Financial Consulting, I am dedicated to help guide you to understanding your OWN finances and give you the tools that empower you to help YOURSELF!

In this country, as well as most other parts of the world, we expect you to manage your own finances, yet never provide a decent financial education. As a result, you are left at the mercy of brokers and advisors that are simply using you to earn higher commissions at your expense.

Let me help you to understand your current finances and how to manage them. Together, we will calculate your expenses, make a spending plan, allocate money to savings, as well as make and plan for your long-term goals. The plan will always be for you to manage your own finances and make your own financial decisions. We will go through the process of reaching financial security and independence for you and your loved ones.

I will NEVER try to sell you anything or offer to manage your money. With my help, you will learn to manage your own money and not rely on someone else who doesn't understand your goals or have your best interests at heart.

Initial consultation is always FREE and there is NO obligation! Let's meet to see if I am a good fit for your needs.

Available Services

List of Available Financial Services

Gain a fundamental understanding of money and how it is related to time. Learn about the power of compounding and why a dollar now is better than a dollar later.

How can you reach your financial goals when you don't even know what they are? Learn to set S.M.A.R.T. goals for yourself, as well as finding out which goals are appropriate for YOU.

Master your daily expenses and learn to control them. I will provide tools to keep track of, and understand, your spending. Together, we will go through the data and develop a spending plan that will help you reach your goals.

Get your credit cards and other debt under control. Understand how debt is a tool that can either help you or hurt you. I'll show you how to use debt correctly to enhance your credit score and improve your chances of being approved for a loan.

I'll show you why you should be investing and not just putting your money into a savings account. I'll help get you started on the fundamentals of investing, as well as show you "set it and forget it" investing strategies. I will NEVER sell you any investing products, offer to manage your money, or steer you to any particular investment. Those choices should all be YOURS to make.

“Wealth consists not in having great possessions, but in having few wants.”